STORM DAMAGE & INSURANCE WORK
Insurance Work
ABC Roofing & Siding are Insurance Work experts. When there’s storm damage, it’s important to have a reputable company working for you.
We work directly with insurance companies. Then, we expertly perform the repairs. Call for more information and a free consultation.
Free Inspection
It’s always a good idea to have a professional inspection. That way, valid storm damage can be confirmed.
We inspect roofing, siding, trim, gutters, and a lot more. Contact Us for a Free Inspection!
Got Storm Damage?
Statistically, most exterior damage is caused by severe weather. Such as, wind and hail storms, snow/ice build-up, lightning, and fire.
Consequently, when there’s damage, your insurance company will need to know about it. That means, filing a claim.
Insurance Work Experts
ABC Roofing & Siding has completed thousands of insurance work related jobs.
We have a wealth of knowledge and experience, and work directly with insurance companies on behalf of our customers.
Contact Us for help with your Insurance Claim.
ABC can Help with your Insurance Claim
As part of our service, we communicate directly with insurance companies on behalf of our customers. Included, is a call to the claim center to file the claim. However, this step has to be done in your presence. Also, we meet the insurance field representative when they come out to inspect the property.
ABC has a great deal of experience working with insurance companies. Therefore, by having one of our own experts review the damage together with the field representative, nothing is over-looked. Additionaly, we help ensure that all necessary information makes it back to the claim handler.
By doing this, approval for full coverage is greatly enhanced. Above all, our goal is to get your claim approved!
How to File an Insurance Claim
Filing a claim is easy. To start, contact the insurance claim center and file a claim. The claim center is there for that reason. This can be done either online or over the phone. Alternatively, you can contact your insurance agents office.
The claim center needs to document information about the damage, and the date of the storm. Then, they will assign you a claim number.
The claim is now filed. In a day or two, a claim handler will contact you to schedule an inspection for damage.
Insurance Inspection
Primarily, the purpose of the inspection is to determine the extent of damage. Secondly, photos of the damage are taken as part of a report.
The inspection is perfomed by a field representative from the insurance company. Afterwards, they report back to the claim handler. Then, the claim handler reviews the information and makes a decision. Ideally, the damage is verified and coverage is fully approved and paid for.
My Claim is Approved - What's Next?
Congratulations, your claim is approved! Next, the insurance company will create a Scope of Work document. This is a detailed estimate describing the repairs to be completed, and the estimated proceeds to pay for them. ABC performs the repair work according to the insurance scope of work.
Our staff is very familiar with scope of work documents. Often, we find errors, omissions, and other shortages. Appropriately, there is a process to reconcile these issues – without extra cost to the customer.
As the contractor, ABC Roofing & Siding performs all new work within the confines of the insurance scope of work. Next, repair work is arranged.
Arrange the Repair Work
First, styles and colors of the new materials are confirmed. Then, those materials are ordered from the suppliers. Next, your project is placed into the schedule for installation. Additionally, our office procures any necessary permits.
What About my Deductible?
A deductible is an out-of-pocket cost paid by the policy holder (you) – should a claim be approved by the insurance company. Basically, a deductible serves two purposes. First, it discourages policy holders from making frivolous or minor claims. Second, it reduces the overall cost paid by the insurance company.
The amount of the deductible is determined when the insurance policy is written. Usually, it is influenced by the cost of the premium. Such as, a high deductible lowers the premium. Alternatively, a low deductible raises the premium.
Your deductible is part of the overall estimated cost of completing the repairs. Therefore, you are required to pay the deductible to the company that performs the work.
What if my Claim is Not Approved?
There are several reasons why a claim does not get approved by an insurance company. Sometimes, it’s only a partial approval.
A common reason for denial, is there is simply not enough damage to materials. If damage is weak to begin with, then maybe the claim should not have been filed in the first place. Consequently, minor damage does not obligate your insurance company to make a pay-out.
However, if there is legitimate damage and it is denied, then a re-inspection by a different inspector will be necessary.
Contact Us with any questions about the insurance claim process.
GET A FREE INSPECTION BY AN EXPERIENCED PROFESSIONAL
For more than 30 years, ABC Roofing & Siding has successfully completed thousands of insurance jobs. We deal directly with insurance companies on behalf of our customers. Then, we expertly perform the repair and replacement work.
ABC Roofing & Siding is a full-service insurance restoration contractor. We have a wealth of knowledge and experience regarding insurance work. Feel free to Contact Us with any questions about the insurance claim process.
Most causes of damage to a building’s exterior are from severe weather incidents. These include windstorms, hail impacts, snow/ice build-up, lightning and fire. Statistic information is available at valuepenguin.com